How We Work
Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of our foundation of success. It is then that we can provide advice and implement the products that we find will work best for you.
Whatever your needs, choosing to work with us as your financial planning team can be a pivotal step in securing your financial future. Browse our products and services below or reach out to us to schedule your complimentary consultation.
Every client is different, so our process takes on the shape of your many needs and goals. Our financial planning process often entails the following:
Review and documentation of financial position, including assets, liabilities, and cash flow.
Identification and prioritization of goals.
Run through short- and long-term cash flow optimization given 'What If' scenarios.
Identification and quantification of tax implications and impact of market volatility, inflation, healthcare, premature death or disability on future success.
Investment Planning - Independent asset review including allocation of resources and tax reduction strategies.
Protection Planning - Analyze need for life, disability, long-term healthcare and liability insurance.
Retirement Planning - Develop strategies for asset accumulation and distribution, social security and other income planning.
Estate Planning - Identify updates needed to key documents, including wills, trusts, beneficiary changes and charitable planning.
Goals-based strategies and recommendations in all six areas of planning.
Ongoing financial management and oversight.
PERSONAL FINANCIAL NEEDS
Comprehensive Financial Planning
Divorce Financial Planning
Education Funding Strategies & 529 Plans
Retirement Planning Strategies
Estate Conservation Strategies
Insurance Needs Analysis
Long Term Care Insurance
Fixed and Variable Annuities
INVESTMENTS
Investment Strategies
Mutual Funds
IRAs/IRA Rollovers
Retirement Plans [401(k), SEP, etc]
Brokerage Services
BUSINESS PROTECTION
Business Succession Strategies
Key Person Life Insurance
EMPLOYEE BENEFITS
Employee Pension, Profit Sharing, & 401(k) Plans
Group Life & Disability Insurance
Group Health Insurance
Key Executive Benefit Plans
403(b) Plans