Broker Check

About Us

A Note from Janice Berner

Welcome — I'm Janice Berner, CLTC, CPA*, MBA, CDFA, a Financial Advisor based in Wakefield, Boston and Wellesley, Massachusetts and Exeter, New Hampshire. As your personal Financial Advisor and Planner, I focus on building long-term relationships with individuals, families and business owners to assist them in achieving their individual financial success. I combine my thirty years of experience in finance with my unique background in elder care counseling and accounting to provide solutions to many of today's financial challenges and make a real impact on the lives of those I work with. 

After years in counseling and finance services, one thing I know for certain is that everyone will face hardships in life — they will also experience momentous life events and causes for celebration. People often come to me in need of help making a big life decision or adapting to a transition. So naturally, what three words do I hear most? "What happens if..."

A Note from Janice Berner

I assist my clients through life's many milestones by helping them understand the implications of financial decisions before they are made. We work together to asses the current situation, explore scenarios, and to create an ongoing plan for continued financial freedom based around their specific goals. It's a relationship of trust and adaptability.

If you are in need of a steadfast resource during a time of transition or uncertainty, I would welcome the opportunity to see how my team and I can help.


        

This award has been issued by Five Star Professional. For each year issued, the award issue date and time period are as follows: 2024: 02/01/2024, 04/10/2023-10/31/2023. 2023: 02/01/23, 05/23/22- 01/06/23; 2022: 2/1/22, 5/24/21 - 11/19/21; 2021: 2/1/21, 5/25/20 - 11/30/20; 2020: 2/1/20, 4/1/19 - 12/13/19; 2019: 1/1/19, 4/18/18 - 11/6/18; 2018: 1/1/18, 3/23/17 - 11/10/17; 2017: 12/1/16, 3/26/16 - 11/23/16.  The award is based on 10 objective criteria. Eligibility criteria-required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review; 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria-considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not an endorsement or indicative of the future performance of the wealth manager. A fee was not paid for consideration however a fee is paid for marketing materials. For additional information, visit www.fivestarprofessional.com. 

About the Team

Founded in 1901, Baystate Financial is one of New England's oldest and largest financial services firms offering comprehensive, individualized financial strategies for clients. Our broad range of services includes financial planning, employee benefits, business and estate planning, and retirement planning. We also offer a variety of risk management and investment products, including life, health and disability insurance, long-term care, mutual funds, annuities and IRAs.

Baystate is an innovative leader through our use of specialists. We have pioneered a new model for financial firms built on a solid infrastructure of professionals who share their experience on a wide range of financial issues so that we can provide the best solutions to our clients.  Our team offers comprehensive and coordinated service, not just products. This qualitative approach enables us to develop comprehensive strategies and solutions and to provide some of the best planning advice in the industry. Visit Baystate Financial's website to learn more.

Our Team

Katie  Brussard

Katie Brussard

Administrative Assistant

Susana Baptista

Susana Baptista

Administrative Assistant

Additional Baystate Resources

Abigale Shields

Abigale Shields

Director of Financial Planning

Jason Bourdeau, CLU, ChFC

Jason Bourdeau, CLU, ChFC

Agency Director—Advanced Markets

Our Areas of Expertise

Our Areas of Expertise

We work with clients from all walks of life to create their tailored financial plan; specifically, we specialize in retirement planning, life transitions, and elder care planning. 

Learn more about our offerings in these areas.

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